Key Facts
| Company name | The Scottish House Buyer |
|---|---|
| Also trading as | The Scottish House Buyer; Invest in Scottish Properties Ltd (legal entity) |
| Companies House no. | SC435487 |
| Incorporated | 18 March 2015 (director appointment; company founded 2012) |
| Year founded | 2012 |
| Corporate structure | Standalone private limited company (Scottish) |
| SIC code | 68100 |
| Operating model | Direct cash buyer (mixed internal/external funding) |
| Geographic coverage | Scotland only |
| Typical offer | Below open-market value — exact range not stated |
| Typical timeline | From 7 days where title is clear |
| Legal fees | Free |
| TPO member | Yes |
| NAPB member | Yes |
| Official website | thescottishhousebuyer.co.uk |
PSW Company Index
Three independent measures, built from verifiable data rather than the company's marketing: how its offer compares with the cash-buyer sector, how quickly it completes, and how openly it operates. Every input is shown so you can check the working.
Transparency signals
Good-practice signals
- Member of The Property Ombudsman (TPO)
- Member of the NAPB
- Complaints procedure published
- Typical offer level disclosed
- Data protection / privacy in place
- Independent redress / ombudsman route
- Legal fees policy stated
Contract red flags
- Conditional or hidden fees noted
- Late price-reduction pattern
- Tie-in / exclusivity required
- Early contract before completion
- Requires use of their solicitors
- Restricts marketing elsewhere
- Exit penalties mentioned
How these are calculated. Offer Fairness ranks the company's stated offer (as a % of market value) within the cash-buyer sector — all cash offers are below open-market value. Completion Speed is the fastest completion the company advertises, shown as a fact, not a score, because most firms advertise a similar best case; confirm any timescale in writing. Transparency adds points for TPO/NAPB membership, a published complaints procedure, a disclosed offer level, data-protection registration, an independent redress route and a stated legal-fees policy, and deducts for contract red flags; only publicly verifiable signals score. Full methodology.
Company Overview
The Scottish House Buyer is the consumer brand of Invest in Scottish Properties Ltd (SC435487), a family-run cash buyer founded in 2012 by three sisters with 25+ years of combined experience. Buys residential property across Scotland in any condition. No lock-in, no public listings, completion from 7 days where title is clear. All fees covered. 280+ independent 10-star Referenceline reviews.
Products, Services & Process
Property types accepted
Residential in any condition across Scotland; includes inherited, tenanted and problem properties
- Contact via website or call 0333 355 8956.
- Receive a cash offer within 24 hours.
- Property and title checks carried out.
- Formal written offer made — if accepted, solicitors instructed.
- Completion on seller-chosen date.
- Funds transferred on completion.
- No For Sale boards; private sale.
Fees & Pricing
Transparent that offers are below market value but no specific percentage published. 280+ Referenceline reviews show no evidence of late price reductions or gazundering.
What Offer to Expect
Cash-buying companies pay below the open market in exchange for speed and certainty. The benchmarks below are worked on the current UK average house price of £270,080 (HM Land Registry / ONS UK House Price Index, June 2026). Your own figure depends on your property's value and condition.
On the UK-average £270,080 home, a cash offer works out at roughly £203,000–£230,000. Open-market figure is before agent and legal fees. Source: HM Land Registry / ONS UK House Price Index, June 2026.
| Route | Typical proceeds | On a £270,080 home | Typical speed | Sale falls through? |
|---|---|---|---|---|
| Cash-buying company | 75–85% of market value | £203,000–£230,000 | 7–28 days | Very low |
| Open-market sale (estate agent) | Close to full market value, minus agent & legal fees | ~£270,080 less fees | about 5–6 months (≈25 weeks) | roughly 25–35% (about 1 in 3) |
Offers can fall below 70% for properties needing significant work.
Benchmarks: HM Land Registry / ONS UK House Price Index; Rightmove; Zoopla; Propertymark; TwentyCi. The cash-offer range reflects independent consumer guidance, not figures supplied by cash-buying companies. Illustrative only — verified June 2026.
Cash Sale vs Estate Agent vs Auction
How the three main ways to sell a home compare on the factors that matter most to sellers.
The Scottish House Buyer's figure is its advertised fastest completion — confirm any timescale in writing. Approximate time from agreement (or listing, for the open market) to completion. Sources: Rightmove; Zoopla; Propertymark; TwentyCi.
| Factor | Cash-buying company | Estate agent (open market) | Auction |
|---|---|---|---|
| Typical proceeds | 75–85% of market value | Close to full market value (minus fees) | Variable — reserve plus hammer price |
| Typical timeline | 7–28 days | about 5–6 months (≈25 weeks) | ~6–10 weeks (incl. 28-day completion) |
| Sale falls through? | Very low | roughly 25–35% (about 1 in 3) | around 15% |
| Fees to you | Usually none — buyer covers legal costs | Agent commission (~1–2%+VAT), legal, EPC | Auction/entry fees, legal pack |
| Effort required | Minimal | Viewings, staging, chain management | Legal pack, viewings, reserve setting |
Sources: Propertymark; TwentyCi (fall-through); Rightmove; Zoopla (timelines); HM Land Registry / ONS UK House Price Index (prices). Verified June 2026.
Funding & Completion Stability
10+ year operating history with strong review record suggests genuine ongoing purchase activity. Balance sheet not publicly available. Request proof of funds.
Reviews & Reputation
280+ independent 10-star Referenceline reviews for Invest in Scottish Properties Ltd. Pattern shows fair dealing, transparency, fast completions and no systematic late reductions.
- Fair transparent process with no hidden charges
- Fast reliable completion with no last-minute surprises
- Friendly approachable team with personal service
What reviewers praise
- No significant complaint themes identified
- Unknown
- Unknown
Common complaints
Media mentions: NAPB member profile November 2025 — NAPB Meet the Buyer interview
Complaints & Common Issues
No lock-in, no exclusivity, no obligation at any stage. Cash offer stated as the amount received with no hidden charges.
Customer Support
| Phone | 0333 355 8956 |
|---|---|
| admin@investinscottishproperties.co.uk | |
| Response time | Within 24 hours |
| Complaints procedure | Published complaints procedure ↗ |
Regulatory & Compliance
Company History & Timeline
- 2012Invest in Scottish Properties Ltd founded
- 2026The English House Buyer brand launched for England
Ownership & Leadership
| Current directors | Director DOB September 1970 (name not confirmed independently); address: 120 West Regent Street, 5th Floor, Glasgow, G2 2QD |
|---|---|
| Prior related entities | Yes The Scottish House Buyer is the consumer brand of Invest in Scottish Properties Ltd (SC435487). The same group launched The English House Buyer (NAPB Member 102) in 2026 for England. |
| Registered address | Office G5, The Hub, 70 Pacific Quay, Glasgow, G51 1DZ |
The Scottish House Buyer vs Alternatives
How The Scottish House Buyer compares with other independently profiled cash buyers on the terms sellers ask about most. Figures are drawn from each company's own Property Sale Watchdog profile and reflect the same assessment methodology.
| Factor | The Scottish House Buyer (this profile) | My Local Property Buyer | The English House Buyer | Quick Move Now |
|---|---|---|---|---|
| Typical offer | Below open-market value — exact range not stated | Website suggests offers up to approximately 85% of market value (implying c.15%+ discoun… | Below open-market value — exact range not stated; company is transparent that cash offer… | Typically around 80–85% of market value, but appears to vary by case. The FAQ says genui… |
| Typical timeline | From 7 days where title is clear | Website states as little as 7–14 days; reviews commonly indicate 2–4 weeks | As little as 7 days where suitable | As little as 7 days; review evidence commonly suggests around 2–4 weeks in completed cas… |
| Legal fees | Free | Unknown | Free | Free |
| TPO member | Yes | Yes | Yes | Yes |
| NAPB member | Yes | Yes | Yes | Yes |
| PSW risk rating | Low Risk | Low Risk | Medium Risk | Medium Risk |
The Scottish House Buyer competes with Scotland-focused cash buyers. Family-run positioning and 10+ year track record differentiate it from newer entrants.
View My Local Property Buyer profile → View The English House Buyer profile → View Quick Move Now profile →
Pros & Cons
Pros
- NAPB Member 98 and TPO registered
- 10+ year operating history with 280+ verified Referenceline reviews
- Family-run direct purchase model — no intermediaries
- No lock-in, no exclusivity, no hidden fees
- English brand (The English House Buyer) available for England-based sellers
Cons
- Scotland only
- Reviews on Referenceline rather than Trustpilot/Google
- Balance sheet not independently verifiable
- ICO registration not published
- Complaints pathway not prominently published
Frequently Asked Questions
Yes. Trading brand of Invest in Scottish Properties Ltd (SC435487), founded 2012. NAPB Member 98, TPO registered, 280+ Referenceline reviews.
Yes. Scotland only. For England, the same group operates The English House Buyer (NAPB Member 102).
From 7 days where title is clear. Cash offer within 24 hours.
No fees — cash offer is the amount received with no deductions.
No lock-in, no exclusivity, no obligation to proceed.
Any residential property in any condition across Scotland, including inherited and tenanted.
Yes. NAPB Member 98 (joined November 2025) and TPO registered.
Three sisters with 25+ years of combined property buying experience, operating since 2012.
Who This Suits & Who Should Be Cautious
May suit sellers who…
Scottish homeowners seeking direct private cash sale with no public listing, no lock-in and a 10+ year track record.
Be cautious if you…
Sellers outside Scotland. Those who require Trustpilot/Google review platforms rather than Referenceline. Confirm proof of funds.