Key Facts
| Company name | Property Solvers |
|---|---|
| Also trading as | Property Solvers; PropertySolvers.co.uk is stated to be a trading style of Property Solvers Limited. |
| Companies House no. | 5878362 |
| Incorporated | 17 July 2006 |
| Year founded | Unknown |
| Corporate structure | Standalone private limited company |
| SIC code | 68100 |
| Operating model | Direct cash buyer (mixed internal/external funding) |
| Geographic coverage | UK-wide |
| Typical offer | Cash sale route is presented as below open-market value / quick-sale pricing; express estate agency route is presented as aiming for full market value. Exact house-buying discount range not stated on the core pages reviewed. |
| Typical timeline | Direct cash sale: 7 to 28 days stated; auction: offer in 2 to 3 weeks or less stated; express estate agency: sale could take 3 to 4 months in total. |
| Legal fees | Unknown |
| TPO member | Yes |
| NAPB member | Yes |
| Official website | propertysolvers.co.uk |
PSW Company Index
Three independent measures, built from verifiable data rather than the company's marketing: how its offer compares with the cash-buyer sector, how quickly it completes, and how openly it operates. Every input is shown so you can check the working.
Transparency signals
Good-practice signals
- Member of The Property Ombudsman (TPO)
- Member of the NAPB
- Complaints procedure published
- Typical offer level disclosed
- Data protection / privacy in place
- Independent redress / ombudsman route
- Legal fees policy stated
Contract red flags
- Conditional or hidden fees noted
- Late price-reduction pattern
- Tie-in / exclusivity required
- Early contract before completion
- Requires use of their solicitors
- Restricts marketing elsewhere
- Exit penalties mentioned
How these are calculated. Offer Fairness ranks the company's stated offer (as a % of market value) within the cash-buyer sector — all cash offers are below open-market value. Completion Speed is the fastest completion the company advertises, shown as a fact, not a score, because most firms advertise a similar best case; confirm any timescale in writing. Transparency adds points for TPO/NAPB membership, a published complaints procedure, a disclosed offer level, data-protection registration, an independent redress route and a stated legal-fees policy, and deducts for contract red flags; only publicly verifiable signals score. Full methodology.
Company Overview
Publicly available material indicates Property Solvers operates through more than one route rather than a single uniform model. The site presents a direct cash purchase service, online auction services, and an express estate agency route. In its “How We Work” material, the company says it can discuss alternative quick-sale options if the direct cash route is not suitable, and the wider site repeatedly presents cash sale, auction and agency as parallel choices. This suggests a hybrid operating structure in practice: some sellers may deal with Property Solvers as a direct buyer, while others may be steered into auction or agency-style disposal. Companies House records also show a separate acquisitions company, which may mean the customer-facing trading company and the property-acquiring vehicle are not always the same entity. Sellers should therefore clarify which route is being proposed, which legal entity will contract, whether Property Solvers itself is the buyer or intermediary, and whether the proposed timeline relates to a direct purchase or an alternative sale method.
Products, Services & Process
Property types accepted
Residential — any condition
- Contact the company by phone or online form to provide property details.
- Receive a no-obligation indicative cash offer, typically within 24 hours.
- If the offer is of interest, a formal valuation is carried out.
- A formal offer is made. If accepted, solicitors are instructed.
- Choose a completion date to suit your circumstances.
- Contracts exchanged and funds transferred on the agreed date.
Fees & Pricing
Pricing appears to be framed differently by route. For direct purchase, the company says offers are based on establishing “real open market value” using HM Land Registry data and professional surveyor inputs, with the initial price subject to viewing and later confirmed in writing as a guaranteed offer price. The company also says it would only discuss a correction if significant structural issues not revealed at the outset emerge during survey. Review patterns supplied in this chat broadly support a mixed but intelligible picture: many reviewers describe the company as realistic and upfront, while a recurring minority say offers were materially below their own expectations or estate-agent opinions. The strongest negative signal is therefore not a clearly repeated pattern of late-stage price drops after legal commitment, but a gap between seller expectations and the valuation level Property Solvers is prepared to support for a quick sale. Sellers should clarify which route is being priced, what assumptions are built into the figure, whether the number is provisional or guaranteed, and what specific findings could still alter the price.
What Offer to Expect
Cash-buying companies pay below the open market in exchange for speed and certainty. The benchmarks below are worked on the current UK average house price of £270,080 (HM Land Registry / ONS UK House Price Index, June 2026). Your own figure depends on your property's value and condition.
On the UK-average £270,080 home, a cash offer works out at roughly £203,000–£230,000. Open-market figure is before agent and legal fees. Source: HM Land Registry / ONS UK House Price Index, June 2026.
| Route | Typical proceeds | On a £270,080 home | Typical speed | Sale falls through? |
|---|---|---|---|---|
| Cash-buying company | 75–85% of market value | £203,000–£230,000 | 7–28 days | Very low |
| Open-market sale (estate agent) | Close to full market value, minus agent & legal fees | ~£270,080 less fees | about 5–6 months (≈25 weeks) | roughly 25–35% (about 1 in 3) |
Offers can fall below 70% for properties needing significant work.
Benchmarks: HM Land Registry / ONS UK House Price Index; Rightmove; Zoopla; Propertymark; TwentyCi. The cash-offer range reflects independent consumer guidance, not figures supplied by cash-buying companies. Illustrative only — verified June 2026.
Cash Sale vs Estate Agent vs Auction
How the three main ways to sell a home compare on the factors that matter most to sellers.
Property Solvers's figure is its advertised fastest completion — confirm any timescale in writing. Approximate time from agreement (or listing, for the open market) to completion. Sources: Rightmove; Zoopla; Propertymark; TwentyCi.
| Factor | Cash-buying company | Estate agent (open market) | Auction |
|---|---|---|---|
| Typical proceeds | 75–85% of market value | Close to full market value (minus fees) | Variable — reserve plus hammer price |
| Typical timeline | 7–28 days | about 5–6 months (≈25 weeks) | ~6–10 weeks (incl. 28-day completion) |
| Sale falls through? | Very low | roughly 25–35% (about 1 in 3) | around 15% |
| Fees to you | Usually none — buyer covers legal costs | Agent commission (~1–2%+VAT), legal, EPC | Auction/entry fees, legal pack |
| Effort required | Minimal | Viewings, staging, chain management | Legal pack, viewings, reserve setting |
Sources: Propertymark; TwentyCi (fall-through); Rightmove; Zoopla (timelines); HM Land Registry / ONS UK House Price Index (prices). Verified June 2026.
Funding & Completion Stability
The website states that Property Solvers can show proof of funds via bank statements and/or a solicitor letter, and says its cash-buying service does not rely on mortgage finance. It also says direct cash sales can complete in 7 to 28 days. However, the filed latest filed accounts for Property Solvers Limited show only £9,283 cash at bank, £5,896 net assets, and a balance sheet dominated by debtors and creditors, including £279,248 owed by participating interests and £78,500 owed to participating interests. This suggests the main trading company itself does not appear to hold a large standalone cash reserve at year end. That does not prove inability to complete, because transactions may be routed through related entities, lender-backed arrangements, or non-principal sale routes such as auction or agency. Publicly available material therefore supports a more nuanced reading than a simple “own cash only” model. Sellers should clarify which entity is buying, whether funds are already allocated for their case, and what exact proof of funds will be supplied for the proposed transaction.
Reviews & Reputation
Review patterns suggest Property Solvers is strongest on communication, responsiveness, explaining multiple sale routes, and handling difficult or unusual sales. A notable feature is that reviews appear to span direct purchase, auction and marketed-sale routes rather than one uniform service line. The main recurring criticism is pricing: some reviewers felt offers were materially below expectations or below estate-agent valuations. There are also isolated complaints about contact practices, advert accuracy and recommended solicitors. Overall, the review evidence suggests a generally hands-on and responsive business, but one where sellers should clarify early how the valuation has been reached, which route is being proposed, and when any quoted figure becomes firm.
- Speed of sale and fast initial response
- Professional and helpful staff
- No fees or hassle compared to traditional sale
What reviewers praise
- Offer below market value
- Late price reductions
- Uncertainty over completion timeline
Common complaints
Complaints & Common Issues
Contract structure appears route-dependent. In the direct-buy route, Property Solvers says it will confirm a guaranteed offer price in writing, produce a memorandum of sale, and appoint a solicitor from its panel, although it says it generally recommends rather than expressly requires its preferred conveyancers. In the express estate agency route, the company says there are no tie-ins and that sellers can leave at any time, which suggests less contractual restriction than many agency arrangements. In the auction route, the site says it offers two auction types, which implies that the legal structure and commitment point may differ depending on whether the sale is conditional or unconditional. We have not seen clear evidence in the material reviewed that assignment, novation, or option agreements are routine features of the direct-buy route, so those points remain unverified. Sellers should clarify which route they are entering, when they become legally committed, whether any exclusivity applies, whether they are free to market elsewhere before exchange, and whether the contracting buyer is the same entity as the one first dealing with them.
Customer Support
| Phone | Not published — see official website |
|---|---|
| Not published — contact via website form | |
| Response time | Within 24 hours |
Regulatory & Compliance
Company History & Timeline
- UnknownIncorporated: 17 July 2006
Ownership & Leadership
| Current directors | Ruban Selvanayagam; James Durr |
|---|---|
| Prior related entities | Yes Related active entity identified: Property Solvers Acquisitions Limited (12106290), incorporated 16 July 2019, same registered office, SIC 68100, with Ruban Selvanayagam and James Alexander Durr as officers / PSCs. |
| Registered address | Office 15, 2a Bramley House Bramley Road, Long Eaton, Nottingham, England, NG10 3SX |
Property Solvers vs Alternatives
How Property Solvers compares with other independently profiled cash buyers on the terms sellers ask about most. Figures are drawn from each company's own Property Sale Watchdog profile and reflect the same assessment methodology.
| Factor | Property Solvers (this profile) | The Property Buying Company | Open Property Group | We Buy Any Home |
|---|---|---|---|---|
| Typical offer | Cash sale route is presented as below open-market value / quick-sale pricing; express es… | Typically 15%–35%+ below market (based on reviews) | Below market / variable. Review evidence includes sellers who explicitly accepted a lowe… | Commonly marketed as up to c.80–85% of market value; review evidence suggests some outco… |
| Typical timeline | Direct cash sale: 7 to 28 days stated; auction: offer in 2 to 3 weeks or less stated; ex… | Advertised fast (7–28 days); reviews suggest often longer or variable | Marketed as within 7 days, sometimes 24 hours or 6 weeks; review evidence ranges from un… | Headline claim: around 7 days or less / in a timeframe that suits the seller; review evi… |
| Legal fees | Unknown | Free | Free | Seller pays own |
| TPO member | Yes | Yes | Yes | Yes |
| NAPB member | Yes | Yes | Yes | Yes |
| PSW risk rating | Medium Risk | Medium Risk | Medium Risk | High Risk |
All comparison companies are independently profiled on Property Sale Watchdog. Compare key terms, memberships and risk ratings before committing to any single buyer.
View The Property Buying Company profile → View Open Property Group profile → View We Buy Any Home profile →
Pros & Cons
Pros
- Fast completion possible — 7–28 days stated
- No estate agent fees
- Member of both The Property Ombudsman (TPO) and the NAPB
- Buys properties in any condition
Cons
- Cash sale route is presented as below open-market value / quick-sale pricing; express estate agency route is presented as aiming for full market value. Exact house-buying discount range not stated on the core pages reviewed.
- Late reduction pattern observed
- Funding model requires independent verification
- Limited published completion rate data
Frequently Asked Questions
Property Solvers is registered at Companies House (number 5878362). TPO status: Yes. NAPB status: Yes. Sellers should verify proof of funds and the contracting entity before proceeding.
Property Solvers offers Cash sale route is presented as below open-market value / quick-sale pricing; express estate agency route is presented as aiming for full market value. Exact house-buying discount range not stated on the core pages reviewed. based on publicly available information. This reflects the trade-off for speed, certainty, and no selling fees. The actual figure will depend on property condition, location, and market conditions at the time of valuation.
Based on publicly available information, Property Solvers states typical completion is Direct cash sale: 7 to 28 days stated; auction: offer in 2 to 3 weeks or less stated; express estate agency: sale could take 3 to 4 months in total.. Actual timelines may vary depending on property type, legal complexity, and the route used.
Property Solvers TPO membership: Yes. NAPB membership: Yes. Both organisations require members to follow a code of practice and provide sellers with an independent redress route. Sellers should verify membership status directly with the relevant bodies.
Based on available information, Property Solvers’s legal fee policy is: Unknown. Sellers should confirm this directly with the company and check whether any conditions apply to legal fee coverage.
The late price reduction pattern for Property Solvers is recorded as: Occasional. Sellers should ask the company to confirm the formal offer in writing, clarify what conditions could cause the price to change, and at what stage the offer becomes legally binding.
Property Solvers primarily buys residential properties in any condition across the UK. The company states it will consider properties regardless of condition. Sellers with unusual or commercial properties should confirm eligibility directly with the company.
Sellers should be more cautious if they need close to full open-market value, or if they would be materially disadvantaged by a quick-sale valuation that sits well below estate-agent expectations. Caution is also sensible where the seller assumes they are dealing with a single fixed model only, because the public material suggests Property Solvers may propose different routes depending on the prop…
Who This Suits & Who Should Be Cautious
May suit sellers who…
This structure may suit sellers who want several disposal routes considered at once rather than approaching separate firms for cash sale, auction and agency. It may also suit those dealing with unusual, hard-to-mortgage, tenanted, short-lease, inherited, vacant or time-sensitive properties, because the company’s public material and review set both suggest experience across more complex sale situations. Sellers who value regular communication and route flexibility may also find the model useful, particularly where a conventional estate-agency sale has stalled or where speed is more important than squeezing out every last element of price. The company’s own material also suggests it can accommodate urgent timescales and, in direct-purchase cases, cover legal costs and sometimes offer cash advances. The key point is that this appears to be a route-selection business as much as a direct buyer, so it may be best suited to homeowners who want help comparing structures rather than assuming only one transaction path.
Be cautious if you…
Sellers should be more cautious if they need close to full open-market value, or if they would be materially disadvantaged by a quick-sale valuation that sits well below estate-agent expectations. Caution is also sensible where the seller assumes they are dealing with a single fixed model only, because the public material suggests Property Solvers may propose different routes depending on the property and circumstances. The filed accounts for Property Solvers Limited also support asking more questions about which entity will actually buy and fund the transaction, rather than relying only on headline “cash buyer” wording. Anyone who needs absolute clarity on commitment point, contracting party, proof of funds, solicitor choice, and what could still change the price should pin those points down before moving forward. This is especially important where the seller has onward commitments, limited equity cushion, or a property with structural, title or mortgageability issues that could affect valuation or route selection.