Key Facts
| Company name | ClozeSure |
|---|---|
| Also trading as | ClozeSure; ClozeSure Property Ltd; Clozesure.com |
| Companies House no. | 8183177 |
| Incorporated | 17 August 2012 |
| Year founded | 2012 |
| Corporate structure | Subsidiary / group structure — linked to Clozesure Group Ltd (PSC since October 2022) |
| SIC code | 68100 |
| Operating model | Direct cash buyer (mixed internal/external funding) |
| Geographic coverage | England and Wales |
| Typical offer | Not applicable — ClozeSure pays 90% of agreed sale price; buyer's 10% deposit covers remainder; seller receives 100% of agreed price |
| Typical timeline | Activates on buyer failure after exchange; completes on expiry of Notice to Complete |
| Legal fees | Unknown |
| TPO member | Yes |
| NAPB member | Yes |
| Official website | clozesure.com |
PSW Company Index
Three independent measures, built from verifiable data rather than the company's marketing: how its offer compares with the cash-buyer sector, how quickly it completes, and how openly it operates. Every input is shown so you can check the working.
Transparency signals
Good-practice signals
- Member of The Property Ombudsman (TPO)
- Member of the NAPB
- Complaints procedure published
- Typical offer level disclosed
- Data protection / privacy in place
- Independent redress / ombudsman route
- Legal fees policy stated
Contract red flags
- Conditional or hidden fees noted
- Late price-reduction pattern
- Tie-in / exclusivity required
- Early contract before completion
- Requires use of their solicitors
- Restricts marketing elsewhere
- Exit penalties mentioned
How these are calculated. Offer Fairness ranks the company's stated offer (as a % of market value) within the cash-buyer sector — all cash offers are below open-market value. Completion Speed is the fastest completion the company advertises, shown as a fact, not a score, because most firms advertise a similar best case; confirm any timescale in writing. Transparency adds points for TPO/NAPB membership, a published complaints procedure, a disclosed offer level, data-protection registration, an independent redress route and a stated legal-fees policy, and deducts for contract red flags; only publicly verifiable signals score. Full methodology.
Company Overview
ClozeSure is not a conventional cash buyer. It is a completion guarantee product that protects sellers who have exchanged contracts when the open-market buyer subsequently fails to complete. In these circumstances, ClozeSure is obligated to complete the purchase, paying 90% of the agreed sale price (the buyer’s non-refundable 10% deposit covering the balance), ensuring the seller receives 100% of the agreed sale price. The product is purchased by the seller at exchange for a modest fee payable on completion. ClozeSure only comes into force if the buyer fails to complete after exchange. It requires SRA-accredited solicitors. England and Wales only. NAPB Member 96 (September 2025).
Products, Services & Process
Property types accepted
Residential property in England and Wales where contracts have been exchanged
- Instruct ClozeSure via solicitor at point of exchange.
- Pay the ClozeSure guarantee fee (payable on completion).
- Exchange contracts with open-market buyer as normal.
- If buyer completes: transaction concludes normally; ClozeSure lapses.
- If buyer fails to complete: seller instructs ClozeSure to invoke the guarantee.
- ClozeSure completes the purchase on expiry of Notice to Complete.
- Seller receives 100% of agreed sale price (ClozeSure pays 90%; 10% from forfeited buyer deposit).
Fees & Pricing
ClozeSure is a guarantee product not a discretionary offer. Seller receives the full agreed sale price if buyer fails. The relevant consideration is the fee value vs risk of buyer failure in the specific transaction.
What Offer to Expect
Cash-buying companies pay below the open market in exchange for speed and certainty. The benchmarks below are worked on the current UK average house price of £270,080 (HM Land Registry / ONS UK House Price Index, June 2026). Your own figure depends on your property's value and condition.
On the UK-average £270,080 home, a cash offer works out at roughly £203,000–£230,000. Open-market figure is before agent and legal fees. Source: HM Land Registry / ONS UK House Price Index, June 2026.
| Route | Typical proceeds | On a £270,080 home | Typical speed | Sale falls through? |
|---|---|---|---|---|
| Cash-buying company | 75–85% of market value | £203,000–£230,000 | 7–28 days | Very low |
| Open-market sale (estate agent) | Close to full market value, minus agent & legal fees | ~£270,080 less fees | about 5–6 months (≈25 weeks) | roughly 25–35% (about 1 in 3) |
Offers can fall below 70% for properties needing significant work.
Benchmarks: HM Land Registry / ONS UK House Price Index; Rightmove; Zoopla; Propertymark; TwentyCi. The cash-offer range reflects independent consumer guidance, not figures supplied by cash-buying companies. Illustrative only — verified June 2026.
Cash Sale vs Estate Agent vs Auction
How the three main ways to sell a home compare on the factors that matter most to sellers.
Approximate time from agreement (or listing, for the open market) to completion. Sources: Rightmove; Zoopla; Propertymark; TwentyCi.
| Factor | Cash-buying company | Estate agent (open market) | Auction |
|---|---|---|---|
| Typical proceeds | 75–85% of market value | Close to full market value (minus fees) | Variable — reserve plus hammer price |
| Typical timeline | 7–28 days | about 5–6 months (≈25 weeks) | ~6–10 weeks (incl. 28-day completion) |
| Sale falls through? | Very low | roughly 25–35% (about 1 in 3) | around 15% |
| Fees to you | Usually none — buyer covers legal costs | Agent commission (~1–2%+VAT), legal, EPC | Auction/entry fees, legal pack |
| Effort required | Minimal | Viewings, staging, chain management | Legal pack, viewings, reserve setting |
Sources: Propertymark; TwentyCi (fall-through); Rightmove; Zoopla (timelines); HM Land Registry / ONS UK House Price Index (prices). Verified June 2026.
Funding & Completion Stability
ClozeSure must purchase the property if instructed after buyer failure. The financial capacity to honour this guarantee is critical. The corporate group structure has not been fully mapped. Sellers and solicitors should satisfy themselves that ClozeSure has the financial resources to honour the guarantee before purchase.
Reviews & Reputation
Very limited review data. One Trustpilot exchange from ClozeSure referenced declining a case due to uninhabitable property. Niche product with low activation frequency.
- Unique product protecting sellers from buyer failure after exchange
- Seller receives 100% of agreed sale price
- Available through existing SRA-accredited solicitors
What reviewers praise
- Exclusion clauses (uninhabitable/unmortgageable) may limit activation
- Unknown
- Unknown
Common complaints
Complaints & Common Issues
The guarantee agreement is entered at exchange. The seller pays a modest fee on completion. The product activates only if the buyer fails to complete after exchange. Exclusion clauses apply including properties deemed uninhabitable or unmortgageable. Review full terms with solicitor before purchase.
Customer Support
| Phone | Not published — contact via clozesure.com |
|---|---|
| Not published — contact via clozesure.com | |
| Complaints procedure | Published complaints procedure ↗ |
Regulatory & Compliance
Company History & Timeline
- 2012Clozesure Property Ltd incorporated
Ownership & Leadership
| Current directors | Not confirmed independently — Clozesure Group Ltd is PSC since October 2022 |
|---|---|
| Parent company | Clozesure Group Ltd |
| Prior related entities | Yes Clozesure Group Ltd PSC since October 2022. Same registered address (71-75 Shelton Street, WC2H 9JQ) as Property Solvers Ltd (NAPB member). |
| Registered address | 71-75 Shelton Street, Covent Garden, London, United Kingdom, WC2H 9JQ |
ClozeSure vs Alternatives
How ClozeSure compares with other independently profiled cash buyers on the terms sellers ask about most. Figures are drawn from each company's own Property Sale Watchdog profile and reflect the same assessment methodology.
| Factor | ClozeSure (this profile) | Open Property Group | Quick Move Now | Property Solvers |
|---|---|---|---|---|
| Typical offer | Not applicable — ClozeSure pays 90% of agreed sale price; buyer's 10% deposit covers rem… | Below market / variable. Review evidence includes sellers who explicitly accepted a lowe… | Typically around 80–85% of market value, but appears to vary by case. The FAQ says genui… | Cash sale route is presented as below open-market value / quick-sale pricing; express es… |
| Typical timeline | Activates on buyer failure after exchange; completes on expiry of Notice to Complete | Marketed as within 7 days, sometimes 24 hours or 6 weeks; review evidence ranges from un… | As little as 7 days; review evidence commonly suggests around 2–4 weeks in completed cas… | Direct cash sale: 7 to 28 days stated; auction: offer in 2 to 3 weeks or less stated; ex… |
| Legal fees | Unknown | Free | Free | Unknown |
| TPO member | Yes | Yes | Yes | Yes |
| NAPB member | Yes | Yes | Yes | Yes |
| PSW risk rating | Low Risk | Medium Risk | Medium Risk | Medium Risk |
No direct competitor offers the same guarantee product. Functional alternatives are direct cash buyers (immediate sale at a discount) or specialist completion insurers.
View Open Property Group profile → View Quick Move Now profile → View Property Solvers profile →
Pros & Cons
Pros
- NAPB Member 96 and TPO registered
- Unique protection product not offered elsewhere in the sector
- Seller receives 100% of agreed sale price — no discount below agreed price
- Incorporated 2012 — long-established entity
- Fee payable on completion only — no upfront cost
Cons
- Not a conventional cash buyer — cannot initiate a quick sale
- Exclusion clauses (uninhabitable/unmortgageable) may prevent activation
- Financial capacity to honour guarantees not independently verified
- Product fee not published
- Limited review data — niche product
Frequently Asked Questions
No. ClozeSure is a completion guarantee product. It does not make proactive cash offers. It obligates ClozeSure to purchase only if the seller’s open-market buyer fails to complete after exchange.
Purchased at exchange for a modest completion-only fee. If buyer fails to complete, seller instructs ClozeSure to invoke the guarantee. ClozeSure completes on expiry of Notice to Complete, paying 90% of the agreed price. The 10% forfeited buyer deposit covers the balance. Seller receives 100%.
Yes. Including where property is deemed uninhabitable or unmortgageable. Review full terms with your solicitor before purchase.
A modest fee payable on completion. Full schedule not published — contact ClozeSure.
Yes. NAPB Member 96 (September 2025), TPO registered.
If you are in a chain, facing time-sensitive completion deadlines, or have previously experienced buyer failure. It provides certainty after exchange without a discounted cash sale.
No. England and Wales only.
England and Wales only.
Who This Suits & Who Should Be Cautious
May suit sellers who…
Sellers in chains, facing time-sensitive deadlines, or who have experienced buyer failure before and want certainty of completion after exchange without a discounted cash sale.
Be cautious if you…
Sellers who assume the guarantee covers all buyer failure scenarios — exclusion clauses apply. Review all terms with your solicitor. Verify ClozeSure’s financial capacity to honour the guarantee.